₹2,000 Monthly SIP in Nippon India ETF Gold BeES for 15 Years
If you had started a ₹2,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Gold BeES's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹9,97,322
18 Aug 2026
Absolute gain
+₹6,35,322
+175.5%
XIRR (annualised)
12.46%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,73,666
Modelled at historical FD rates. The fund beat FD by ₹3,23,656.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹26,000 | ₹27,661 | +6.4% |
| Year 2 (19 Aug 2013) | ₹50,000 | ₹52,253 | +4.5% |
| Year 3 (18 Aug 2014) | ₹74,000 | ₹72,180 | -2.5% |
| Year 4 (18 Aug 2015) | ₹98,000 | ₹88,802 | -9.4% |
| Year 5 (18 Aug 2016) | ₹1,22,000 | ₹1,36,287 | +11.7% |
| Year 6 (18 Aug 2017) | ₹1,46,000 | ₹1,28,80,176 | +8722% |
| Year 7 (20 Aug 2018) | ₹1,70,000 | ₹1,27,73,234 | +7413.7% |
| Year 8 (19 Aug 2019) | ₹1,94,000 | ₹1,66,71,387 | +8493.5% |
| Year 9 (18 Aug 2020) | ₹2,18,000 | ₹2,50,117 | +14.7% |
| Year 10 (18 Aug 2021) | ₹2,42,000 | ₹2,39,493 | -1% |
| Year 11 (18 Aug 2022) | ₹2,66,000 | ₹2,86,553 | +7.7% |
| Year 12 (18 Aug 2023) | ₹2,90,000 | ₹3,43,057 | +18.3% |
| Year 13 (19 Aug 2024) | ₹3,14,000 | ₹4,41,881 | +40.7% |
| Year 14 (18 Aug 2025) | ₹3,38,000 | ₹6,35,514 | +88% |
| Year 15 (18 Aug 2026) | ₹3,62,000 | ₹9,97,322 | +175.5% |
Best year of the journey: Year 6 (+7935.7% market move) · Toughest year: Year 9 (-98.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Gold BeES's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.