₹5,000 Monthly SIP in Nippon India ETF Gold BeES for 20 Years
If you had started a ₹5,000/month SIP on 8 Mar 2007 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Gold BeES's actual NAV for all 234 installments.
You invested
₹11,70,000
234 installments
Value today
₹49,53,877
18 Aug 2026
Absolute gain
+₹37,83,877
+323.4%
XIRR (annualised)
13.21%
money-weighted
The journey, month by month
Worst fall on the way
-99%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹27,07,414
Modelled at historical FD rates. The fund beat FD by ₹22,46,463.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹30,000 | ₹29,660 | -1.1% |
| Year 2 (18 Aug 2008) | ₹90,000 | ₹97,157 | +8% |
| Year 3 (18 Aug 2009) | ₹1,50,000 | ₹1,93,001 | +28.7% |
| Year 4 (18 Aug 2010) | ₹2,10,000 | ₹3,04,605 | +45.1% |
| Year 5 (18 Aug 2011) | ₹2,70,000 | ₹5,06,539 | +87.6% |
| Year 6 (21 Aug 2012) | ₹3,30,000 | ₹6,30,268 | +91% |
| Year 7 (19 Aug 2013) | ₹3,90,000 | ₹6,88,245 | +76.5% |
| Year 8 (18 Aug 2014) | ₹4,50,000 | ₹6,95,228 | +54.5% |
| Year 9 (18 Aug 2015) | ₹5,10,000 | ₹6,89,082 | +35.1% |
| Year 10 (18 Aug 2016) | ₹5,70,000 | ₹9,14,098 | +60.4% |
| Year 11 (18 Aug 2017) | ₹6,30,000 | ₹8,39,51,703 | +13225.7% |
| Year 12 (20 Aug 2018) | ₹6,90,000 | ₹8,31,60,662 | +11952.3% |
| Year 13 (19 Aug 2019) | ₹7,50,000 | ₹10,84,24,171 | +14356.6% |
| Year 14 (18 Aug 2020) | ₹8,10,000 | ₹15,49,348 | +91.3% |
| Year 15 (18 Aug 2021) | ₹8,70,000 | ₹13,97,664 | +60.7% |
| Year 16 (18 Aug 2022) | ₹9,30,000 | ₹15,88,633 | +70.8% |
| Year 17 (18 Aug 2023) | ₹9,90,000 | ₹18,25,651 | +84.4% |
| Year 18 (19 Aug 2024) | ₹10,50,000 | ₹22,77,085 | +116.9% |
| Year 19 (18 Aug 2025) | ₹11,10,000 | ₹32,00,092 | +188.3% |
| Year 20 (18 Aug 2026) | ₹11,70,000 | ₹49,53,877 | +323.4% |
Best year of the journey: Year 11 (+8518.4% market move) · Toughest year: Year 14 (-98.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Gold BeES's published NAV (source: AMFI) between 8 Mar 2007 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.