₹2,000 Monthly SIP in Nippon India ETF Nifty 5 yr Benchmark G-Sec for 3 Years
If you had started a ₹2,000/month SIP on 25 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India ETF Nifty 5 yr Benchmark G-Sec's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹81,850
24 Sept 2026
Absolute gain
+₹7,850
+10.6%
XIRR (annualised)
6.57%
money-weighted
The journey, month by month
Worst fall on the way
-1.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,499
Modelled at historical FD rates. The fund trailed FD by ₹649.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (24 Sept 2024) | ₹26,000 | ₹27,455 | +5.6% |
| Year 2 (24 Sept 2025) | ₹50,000 | ₹54,845 | +9.7% |
| Year 3 (24 Sept 2026) | ₹74,000 | ₹81,850 | +10.6% |
Best year of the journey: Year 2 (+6.6% market move) · Toughest year: Year 3 (3.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India ETF Nifty 5 yr Benchmark G-Sec's published NAV (source: AMFI) between 25 Sept 2023 and 24 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
