₹2,000 Monthly SIP in NIPPON INDIA FOCUSED FUND for 3 Years
If you had started a ₹2,000/month SIP on 29 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA FOCUSED FUND's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹77,110
29 Sept 2026
Absolute gain
+₹3,110
+4.2%
XIRR (annualised)
2.63%
money-weighted
The journey, month by month
Worst fall on the way
-11.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,574
Modelled at historical FD rates. The fund trailed FD by ₹5,464.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹26,000 | ₹31,089 | +19.6% |
| Year 2 (29 Sept 2025) | ₹50,000 | ₹54,849 | +9.7% |
| Year 3 (29 Sept 2026) | ₹74,000 | ₹77,110 | +4.2% |
Best year of the journey: Year 1 (+19.6% market move) · Toughest year: Year 3 (-2.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA FOCUSED FUND's published NAV (source: AMFI) between 29 Sept 2023 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.