₹5,000 Monthly SIP in Nippon India Index Fund - Nifty 50 Plan - Growth Plan for 15 Years
If you had started a ₹5,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Index Fund - Nifty 50 Plan - Growth Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹22,18,028
18 Aug 2026
Absolute gain
+₹13,13,028
+145.1%
XIRR (annualised)
11.09%
money-weighted
The journey, month by month
Worst fall on the way
-37.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,161
Modelled at historical FD rates. The fund beat FD by ₹5,33,867.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹65,000 | ₹69,996 | +7.7% |
| Year 2 (19 Aug 2013) | ₹1,25,000 | ₹1,26,780 | +1.4% |
| Year 3 (18 Aug 2014) | ₹1,85,000 | ₹2,58,193 | +39.6% |
| Year 4 (18 Aug 2015) | ₹2,45,000 | ₹3,38,591 | +38.2% |
| Year 5 (18 Aug 2016) | ₹3,05,000 | ₹4,13,600 | +35.6% |
| Year 6 (18 Aug 2017) | ₹3,65,000 | ₹5,33,278 | +46.1% |
| Year 7 (20 Aug 2018) | ₹4,25,000 | ₹6,93,687 | +63.2% |
| Year 8 (19 Aug 2019) | ₹4,85,000 | ₹7,24,907 | +49.5% |
| Year 9 (18 Aug 2020) | ₹5,45,000 | ₹8,06,856 | +48% |
| Year 10 (18 Aug 2021) | ₹6,05,000 | ₹12,45,457 | +105.9% |
| Year 11 (18 Aug 2022) | ₹6,65,000 | ₹14,15,871 | +112.9% |
| Year 12 (18 Aug 2023) | ₹7,25,000 | ₹15,92,242 | +119.6% |
| Year 13 (19 Aug 2024) | ₹7,85,000 | ₹21,05,202 | +168.2% |
| Year 14 (18 Aug 2025) | ₹8,45,000 | ₹22,09,146 | +161.4% |
| Year 15 (18 Aug 2026) | ₹9,05,000 | ₹22,18,028 | +145.1% |
Best year of the journey: Year 10 (+43.7% market move) · Toughest year: Year 8 (-3.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Index Fund - Nifty 50 Plan - Growth Plan's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.