₹5,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN for 10 Years
If you had started a ₹5,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,51,810
21 Sept 2026
Absolute gain
+₹4,46,810
+73.9%
XIRR (annualised)
10.62%
money-weighted
The journey, month by month
Worst fall on the way
-36%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,42,238
Modelled at historical FD rates. The fund beat FD by ₹2,09,572.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹65,000 | ₹73,210 | +12.6% |
| Year 2 (21 Sept 2018) | ₹1,25,000 | ₹1,44,768 | +15.8% |
| Year 3 (23 Sept 2019) | ₹1,85,000 | ₹2,14,967 | +16.2% |
| Year 4 (21 Sept 2020) | ₹2,45,000 | ₹2,72,548 | +11.2% |
| Year 5 (21 Sept 2021) | ₹3,05,000 | ₹5,03,613 | +65.1% |
| Year 6 (21 Sept 2022) | ₹3,65,000 | ₹5,76,010 | +57.8% |
| Year 7 (21 Sept 2023) | ₹4,25,000 | ₹7,12,081 | +67.5% |
| Year 8 (23 Sept 2024) | ₹4,85,000 | ₹10,14,404 | +109.2% |
| Year 9 (22 Sept 2025) | ₹5,45,000 | ₹10,59,871 | +94.5% |
| Year 10 (21 Sept 2026) | ₹6,05,000 | ₹10,51,810 | +73.9% |
Best year of the journey: Year 5 (+51.4% market move) · Toughest year: Year 10 (-6.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.