₹1,000 Monthly SIP in Nippon India Large Cap Fund-Institutional Plan Growth Plan for 3 Years
If you had started a ₹1,000/month SIP on 3 Mar 2017 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Large Cap Fund-Institutional Plan Growth Plan's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹37,803
3 Mar 2020
Absolute gain
+₹803
+2.2%
XIRR (annualised)
1.43%
money-weighted
The journey, month by month
Worst fall on the way
-11.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹40,841
Modelled at historical FD rates. The fund trailed FD by ₹3,038.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Mar 2018) | ₹13,000 | ₹13,727 | +5.6% |
| Year 2 (5 Mar 2019) | ₹25,000 | ₹26,675 | +6.7% |
| Year 3 (3 Mar 2020) | ₹37,000 | ₹37,803 | +2.2% |
Best year of the journey: Year 1 (+5.6% market move) · Toughest year: Year 3 (-2.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Large Cap Fund-Institutional Plan Growth Plan's published NAV (source: AMFI) between 3 Mar 2017 and 3 Mar 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.