₹5,000 Monthly SIP in Nippon India Multi Cap Fund Institutional for 5 Years
If you had started a ₹5,000/month SIP on 13 Jul 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Multi Cap Fund Institutional's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,50,055
13 Jul 2016
Absolute gain
+₹45,055
+14.8%
XIRR (annualised)
5.47%
money-weighted
The journey, month by month
Worst fall on the way
-19.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,79,943
Modelled at historical FD rates. The fund trailed FD by ₹29,888.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (13 Jul 2012) | ₹65,000 | ₹68,443 | +5.3% |
| Year 2 (15 Jul 2013) | ₹1,25,000 | ₹1,20,285 | -3.8% |
| Year 3 (14 Jul 2014) | ₹1,85,000 | ₹2,36,115 | +27.6% |
| Year 4 (13 Jul 2015) | ₹2,45,000 | ₹3,35,707 | +37% |
| Year 5 (13 Jul 2016) | ₹3,05,000 | ₹3,50,055 | +14.8% |
Best year of the journey: Year 3 (+31% market move) · Toughest year: Year 5 (-11.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Multi Cap funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Multi Cap Fund Institutional's published NAV (source: AMFI) between 13 Jul 2011 and 13 Jul 2016; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.