₹5,000 Monthly SIP in NIPPON INDIA POWER & INFRA FUND for 3 Years
If you had started a ₹5,000/month SIP on 3 Jul 2023 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA POWER & INFRA FUND's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹2,28,427
3 Jul 2026
Absolute gain
+₹43,427
+23.5%
XIRR (annualised)
14.52%
money-weighted
The journey, month by month
Worst fall on the way
-15.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,05,438
Modelled at historical FD rates. The fund beat FD by ₹22,989.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2024) | ₹65,000 | ₹91,288 | +40.4% |
| Year 2 (3 Jul 2025) | ₹1,25,000 | ₹1,48,920 | +19.1% |
| Year 3 (3 Jul 2026) | ₹1,85,000 | ₹2,28,427 | +23.5% |
Best year of the journey: Year 1 (+40.4% market move) · Toughest year: Year 2 (-1.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA POWER & INFRA FUND's published NAV (source: AMFI) between 3 Jul 2023 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.