₹25,000 Monthly SIP in Nippon India US Equity Opportunities Fund- Growth Plan for 5 Years
If you had started a ₹25,000/month SIP on 17 Aug 2021 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India US Equity Opportunities Fund- Growth Plan's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹22,90,816
17 Aug 2026
Absolute gain
+₹7,65,816
+50.2%
XIRR (annualised)
16.25%
money-weighted
The journey, month by month
Worst fall on the way
-15.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,90,063
Modelled at historical FD rates. The fund beat FD by ₹5,00,753.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Aug 2022) | ₹3,25,000 | ₹3,22,349 | -0.8% |
| Year 2 (17 Aug 2023) | ₹6,25,000 | ₹6,76,038 | +8.2% |
| Year 3 (19 Aug 2024) | ₹9,25,000 | ₹11,77,262 | +27.3% |
| Year 4 (18 Aug 2025) | ₹12,25,000 | ₹16,65,026 | +35.9% |
| Year 5 (17 Aug 2026) | ₹15,25,000 | ₹22,90,816 | +50.2% |
Best year of the journey: Year 3 (+20.6% market move) · Toughest year: Year 1 (-0.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India US Equity Opportunities Fund- Growth Plan's published NAV (source: AMFI) between 17 Aug 2021 and 17 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.