₹1,000 Monthly SIP in NIPPON INDIA VALUE FUND for 5 Years
If you had started a ₹1,000/month SIP on 5 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA VALUE FUND's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹78,892
5 Oct 2026
Absolute gain
+₹17,892
+29.3%
XIRR (annualised)
10.34%
money-weighted
The journey, month by month
Worst fall on the way
-12.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,607
Modelled at historical FD rates. The fund beat FD by ₹7,285.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2022) | ₹13,000 | ₹13,523 | +4% |
| Year 2 (5 Oct 2023) | ₹25,000 | ₹30,117 | +20.5% |
| Year 3 (7 Oct 2024) | ₹37,000 | ₹59,233 | +60.1% |
| Year 4 (6 Oct 2025) | ₹49,000 | ₹72,486 | +47.9% |
| Year 5 (5 Oct 2026) | ₹61,000 | ₹78,892 | +29.3% |
Best year of the journey: Year 3 (+40.6% market move) · Toughest year: Year 5 (-6.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA VALUE FUND's published NAV (source: AMFI) between 5 Oct 2021 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.