₹10,000 Monthly SIP in Parag Parikh Flexi Cap Fund for 10 Years
If you had started a ₹10,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Parag Parikh Flexi Cap Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹28,57,168
5 Oct 2026
Absolute gain
+₹16,47,168
+136.1%
XIRR (annualised)
16.45%
money-weighted
The journey, month by month
Worst fall on the way
-29.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,78,801
Modelled at historical FD rates. The fund beat FD by ₹11,78,367.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹1,30,000 | ₹1,45,671 | +12.1% |
| Year 2 (5 Oct 2018) | ₹2,50,000 | ₹2,77,941 | +11.2% |
| Year 3 (7 Oct 2019) | ₹3,70,000 | ₹4,18,778 | +13.2% |
| Year 4 (5 Oct 2020) | ₹4,90,000 | ₹6,77,503 | +38.3% |
| Year 5 (5 Oct 2021) | ₹6,10,000 | ₹12,23,428 | +100.6% |
| Year 6 (6 Oct 2022) | ₹7,30,000 | ₹13,21,189 | +81% |
| Year 7 (5 Oct 2023) | ₹8,50,000 | ₹17,39,813 | +104.7% |
| Year 8 (7 Oct 2024) | ₹9,70,000 | ₹25,38,070 | +161.7% |
| Year 9 (6 Oct 2025) | ₹10,90,000 | ₹28,71,865 | +163.5% |
| Year 10 (5 Oct 2026) | ₹12,10,000 | ₹28,57,168 | +136.1% |
Best year of the journey: Year 5 (+53.4% market move) · Toughest year: Year 10 (-4.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Parag Parikh Flexi Cap Fund's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.