₹5,000 Monthly SIP in PGIM India Aggressive Hybrid Equity Fund-Quarterly for 3 Years
If you had started a ₹5,000/month SIP on 5 Mar 2018 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Aggressive Hybrid Equity Fund-Quarterly's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹2,26,628
5 Mar 2021
Absolute gain
+₹41,628
+22.5%
XIRR (annualised)
13.91%
money-weighted
The journey, month by month
Worst fall on the way
-28.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,04,031
Modelled at historical FD rates. The fund beat FD by ₹22,597.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Mar 2019) | ₹65,000 | ₹64,001 | -1.5% |
| Year 2 (5 Mar 2020) | ₹1,25,000 | ₹1,26,252 | +1% |
| Year 3 (5 Mar 2021) | ₹1,85,000 | ₹2,26,628 | +22.5% |
Best year of the journey: Year 3 (+21.7% market move) · Toughest year: Year 1 (-1.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Aggressive Hybrid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Aggressive Hybrid Equity Fund-Quarterly's published NAV (source: AMFI) between 5 Mar 2018 and 5 Mar 2021; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.