₹1,000 Monthly SIP in PGIM India Balanced Advantage Fund for 5 Years
If you had started a ₹1,000/month SIP on 18 Aug 2021 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Balanced Advantage Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹74,527
18 Aug 2026
Absolute gain
+₹13,527
+22.2%
XIRR (annualised)
7.93%
money-weighted
The journey, month by month
Worst fall on the way
-7.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,616
Modelled at historical FD rates. The fund beat FD by ₹2,911.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2022) | ₹13,000 | ₹13,698 | +5.4% |
| Year 2 (18 Aug 2023) | ₹25,000 | ₹27,702 | +10.8% |
| Year 3 (19 Aug 2024) | ₹37,000 | ₹46,796 | +26.5% |
| Year 4 (18 Aug 2025) | ₹49,000 | ₹61,899 | +26.3% |
| Year 5 (18 Aug 2026) | ₹61,000 | ₹74,527 | +22.2% |
Best year of the journey: Year 3 (+17.9% market move) · Toughest year: Year 5 (0.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Balanced Advantage Fund's published NAV (source: AMFI) between 18 Aug 2021 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.