₹10,000 Monthly SIP in PGIM India Corporate Bond Fund - Premium Plus Plan for 5 Years
If you had started a ₹10,000/month SIP on 23 Jan 2017 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Corporate Bond Fund - Premium Plus Plan's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹7,28,176
21 Jan 2022
Absolute gain
+₹1,18,176
+19.4%
XIRR (annualised)
6.98%
money-weighted
The journey, month by month
Worst fall on the way
-3.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,19,286
Modelled at historical FD rates. The fund beat FD by ₹8,890.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (22 Jan 2018) | ₹1,30,000 | ₹1,33,466 | +2.7% |
| Year 2 (21 Jan 2019) | ₹2,50,000 | ₹2,63,994 | +5.6% |
| Year 3 (21 Jan 2020) | ₹3,70,000 | ₹4,15,281 | +12.2% |
| Year 4 (21 Jan 2021) | ₹4,90,000 | ₹5,78,892 | +18.1% |
| Year 5 (21 Jan 2022) | ₹6,10,000 | ₹7,28,176 | +19.4% |
Best year of the journey: Year 4 (+8.1% market move) · Toughest year: Year 1 (2.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Corporate Bond funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Corporate Bond Fund - Premium Plus Plan's published NAV (source: AMFI) between 23 Jan 2017 and 21 Jan 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.