₹25,000 Monthly SIP in PGIM India Corporate Bond Fund - Premium Plus Plan for 3 Years
If you had started a ₹25,000/month SIP on 21 Jan 2019 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Corporate Bond Fund - Premium Plus Plan's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹10,23,450
21 Jan 2022
Absolute gain
+₹98,450
+10.6%
XIRR (annualised)
6.62%
money-weighted
The journey, month by month
Worst fall on the way
-3.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,14,738
Modelled at historical FD rates. The fund beat FD by ₹8,712.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Jan 2020) | ₹3,25,000 | ₹3,41,328 | +5% |
| Year 2 (21 Jan 2021) | ₹6,25,000 | ₹6,85,376 | +9.7% |
| Year 3 (21 Jan 2022) | ₹9,25,000 | ₹10,23,450 | +10.6% |
Best year of the journey: Year 2 (+6.9% market move) · Toughest year: Year 3 (3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Corporate Bond funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Corporate Bond Fund - Premium Plus Plan's published NAV (source: AMFI) between 21 Jan 2019 and 21 Jan 2022; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.