₹1,000 Monthly SIP in PGIM India Insta Cash Fund-Institutional Plan-Daily Dividend for 3 Years
If you had started a ₹1,000/month SIP on 28 Jul 2016 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Insta Cash Fund-Institutional Plan-Daily Dividend's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹36,989
28 Jul 2019
Absolute gain
₹-11
+0%
XIRR (annualised)
-0.02%
money-weighted
The journey, month by month
Worst fall on the way
-0.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,068
Modelled at historical FD rates. The fund trailed FD by ₹4,079.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2017) | ₹13,000 | ₹13,000 | +0% |
| Year 2 (28 Jul 2018) | ₹25,000 | ₹24,989 | +0% |
| Year 3 (28 Jul 2019) | ₹37,000 | ₹36,989 | +0% |
Best year of the journey: Year 1 (+0% market move) · Toughest year: Year 2 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Insta Cash Fund-Institutional Plan-Daily Dividend's published NAV (source: AMFI) between 28 Jul 2016 and 28 Jul 2019; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.