₹5,000 Monthly SIP in PGIM India Ultra Short Duration Fund - Daily Dividend for 5 Years
If you had started a ₹5,000/month SIP on 23 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Ultra Short Duration Fund - Daily Dividend's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,05,001
23 Sept 2026
Absolute gain
+₹1
+0%
XIRR (annualised)
0%
money-weighted
The journey, month by month
Worst fall on the way
-0.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,58,714
Modelled at historical FD rates. The fund trailed FD by ₹53,713.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2022) | ₹65,000 | ₹65,001 | +0% |
| Year 2 (25 Sept 2023) | ₹1,25,000 | ₹1,25,001 | +0% |
| Year 3 (23 Sept 2024) | ₹1,85,000 | ₹1,85,001 | +0% |
| Year 4 (23 Sept 2025) | ₹2,45,000 | ₹2,45,001 | +0% |
| Year 5 (23 Sept 2026) | ₹2,95,000 | ₹2,95,001 | +0% |
Best year of the journey: Year 1 (+0% market move) · Toughest year: Year 1 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Ultra Short Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Ultra Short Duration Fund - Daily Dividend's published NAV (source: AMFI) between 23 Sept 2021 and 23 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.