₹2,000 Monthly SIP in quant BFSI Fund for 3 Years
If you had started a ₹2,000/month SIP on 3 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using quant BFSI Fund's actual NAV for all 36 installments.
You invested
₹72,000
36 installments
Value today
₹89,088
30 Sept 2026
Absolute gain
+₹17,088
+23.7%
XIRR (annualised)
14.36%
money-weighted
The journey, month by month
Worst fall on the way
-12.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹80,139
Modelled at historical FD rates. The fund beat FD by ₹8,949.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹24,000 | ₹28,674 | +19.5% |
| Year 2 (30 Sept 2025) | ₹48,000 | ₹56,532 | +17.8% |
| Year 3 (30 Sept 2026) | ₹72,000 | ₹89,088 | +23.7% |
Best year of the journey: Year 1 (+19.5% market move) · Toughest year: Year 2 (7.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant BFSI Fund's published NAV (source: AMFI) between 3 Oct 2023 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.