₹1,000 Monthly SIP in quant ESG Integration Strategy Fund for 5 Years
If you had started a ₹1,000/month SIP on 1 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using quant ESG Integration Strategy Fund's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹95,632
1 Sept 2026
Absolute gain
+₹34,632
+56.8%
XIRR (annualised)
18.28%
money-weighted
The journey, month by month
Worst fall on the way
-17.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,488
Modelled at historical FD rates. The fund beat FD by ₹24,144.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2022) | ₹13,000 | ₹14,727 | +13.3% |
| Year 2 (1 Sept 2023) | ₹25,000 | ₹30,885 | +23.5% |
| Year 3 (2 Sept 2024) | ₹37,000 | ₹62,793 | +69.7% |
| Year 4 (1 Sept 2025) | ₹49,000 | ₹65,172 | +33% |
| Year 5 (1 Sept 2026) | ₹61,000 | ₹95,632 | +56.8% |
Best year of the journey: Year 3 (+46.4% market move) · Toughest year: Year 4 (-12.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant ESG Integration Strategy Fund's published NAV (source: AMFI) between 1 Sept 2021 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.