₹10,000 Monthly SIP in quant Liquid Fund - Monthly for 3 Years
If you had started a ₹10,000/month SIP on 2 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using quant Liquid Fund - Monthly's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹3,72,166
1 Oct 2026
Absolute gain
+₹2,166
+0.6%
XIRR (annualised)
0.39%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,10,793
Modelled at historical FD rates. The fund trailed FD by ₹38,627.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2024) | ₹1,30,000 | ₹1,30,337 | +0.3% |
| Year 2 (2 Oct 2025) | ₹2,50,000 | ₹2,50,926 | +0.4% |
| Year 3 (1 Oct 2026) | ₹3,70,000 | ₹3,72,166 | +0.6% |
Best year of the journey: Year 3 (+0.3% market move) · Toughest year: Year 2 (0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant Liquid Fund - Monthly's published NAV (source: AMFI) between 2 Oct 2023 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.