₹25,000 Monthly SIP in quant Liquid Fund - Monthly for 10 Years
If you had started a ₹25,000/month SIP on 11 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using quant Liquid Fund - Monthly's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹30,88,794
11 Sept 2026
Absolute gain
+₹63,794
+2.1%
XIRR (annualised)
0.41%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,04,295
Modelled at historical FD rates. The fund trailed FD by ₹11,15,501.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹3,25,000 | ₹3,25,632 | +0.2% |
| Year 2 (11 Sept 2018) | ₹6,25,000 | ₹6,28,317 | +0.5% |
| Year 3 (11 Sept 2019) | ₹9,25,000 | ₹9,32,779 | +0.8% |
| Year 4 (13 Sept 2020) | ₹12,25,000 | ₹12,41,696 | +1.4% |
| Year 5 (12 Sept 2021) | ₹15,25,000 | ₹15,44,015 | +1.2% |
| Year 6 (11 Sept 2022) | ₹18,25,000 | ₹18,48,853 | +1.3% |
| Year 7 (11 Sept 2023) | ₹21,25,000 | ₹21,52,664 | +1.3% |
| Year 8 (11 Sept 2024) | ₹24,25,000 | ₹24,62,849 | +1.6% |
| Year 9 (11 Sept 2025) | ₹27,25,000 | ₹27,73,521 | +1.8% |
| Year 10 (11 Sept 2026) | ₹30,25,000 | ₹30,88,794 | +2.1% |
Best year of the journey: Year 4 (+0.7% market move) · Toughest year: Year 7 (0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant Liquid Fund - Monthly's published NAV (source: AMFI) between 11 Sept 2016 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.