₹25,000 Monthly SIP in quant Liquid Fund - Monthly for 10 Years
If you had started a ₹25,000/month SIP on 5 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using quant Liquid Fund - Monthly's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹30,82,446
5 Oct 2026
Absolute gain
+₹57,446
+1.9%
XIRR (annualised)
0.38%
money-weighted
The journey, month by month
Worst fall on the way
-0.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,209
Modelled at historical FD rates. The fund trailed FD by ₹11,14,763.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Oct 2017) | ₹3,25,000 | ₹3,25,492 | +0.2% |
| Year 2 (5 Oct 2018) | ₹6,25,000 | ₹6,27,983 | +0.5% |
| Year 3 (6 Oct 2019) | ₹9,25,000 | ₹9,32,559 | +0.8% |
| Year 4 (5 Oct 2020) | ₹12,25,000 | ₹12,40,227 | +1.2% |
| Year 5 (5 Oct 2021) | ₹15,25,000 | ₹15,43,212 | +1.2% |
| Year 6 (5 Oct 2022) | ₹18,25,000 | ₹18,44,178 | +1.1% |
| Year 7 (5 Oct 2023) | ₹21,25,000 | ₹21,51,226 | +1.2% |
| Year 8 (6 Oct 2024) | ₹24,25,000 | ₹24,62,179 | +1.5% |
| Year 9 (5 Oct 2025) | ₹27,25,000 | ₹27,69,928 | +1.6% |
| Year 10 (5 Oct 2026) | ₹30,25,000 | ₹30,82,446 | +1.9% |
Best year of the journey: Year 4 (+0.6% market move) · Toughest year: Year 6 (0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant Liquid Fund - Monthly's published NAV (source: AMFI) between 5 Oct 2016 and 5 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.