₹25,000 Monthly SIP in quant Teck Fund for 3 Years
If you had started a ₹25,000/month SIP on 12 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using quant Teck Fund's actual NAV for all 35 installments.
You invested
₹8,75,000
35 installments
Value today
₹8,56,257
3 Jul 2026
Absolute gain
₹-18,743
-2.1%
XIRR (annualised)
-1.53%
money-weighted
The journey, month by month
Worst fall on the way
-24.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹9,65,658
Modelled at historical FD rates. The fund trailed FD by ₹1,09,401.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2024) | ₹2,75,000 | ₹3,33,150 | +21.1% |
| Year 2 (3 Jul 2025) | ₹5,75,000 | ₹6,38,367 | +11% |
| Year 3 (3 Jul 2026) | ₹8,25,000 | ₹8,04,613 | -2.5% |
Best year of the journey: Year 1 (+21.1% market move) · Toughest year: Year 3 (-9.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant Teck Fund's published NAV (source: AMFI) between 12 Sept 2023 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.