₹2,000 Monthly SIP in Quantum ELSS Tax Saver Fund for 15 Years
If you had started a ₹2,000/month SIP on 28 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum ELSS Tax Saver Fund's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹9,30,023
28 Sept 2026
Absolute gain
+₹5,68,023
+156.9%
XIRR (annualised)
11.61%
money-weighted
The journey, month by month
Worst fall on the way
-35.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,73,729
Modelled at historical FD rates. The fund beat FD by ₹2,56,294.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2012) | ₹26,000 | ₹29,674 | +14.1% |
| Year 2 (30 Sept 2013) | ₹50,000 | ₹53,788 | +7.6% |
| Year 3 (29 Sept 2014) | ₹74,000 | ₹1,10,753 | +49.7% |
| Year 4 (28 Sept 2015) | ₹98,000 | ₹1,30,780 | +33.4% |
| Year 5 (28 Sept 2016) | ₹1,22,000 | ₹1,94,582 | +59.5% |
| Year 6 (28 Sept 2017) | ₹1,46,000 | ₹2,40,702 | +64.9% |
| Year 7 (28 Sept 2018) | ₹1,70,000 | ₹2,80,548 | +65% |
| Year 8 (30 Sept 2019) | ₹1,94,000 | ₹2,91,571 | +50.3% |
| Year 9 (28 Sept 2020) | ₹2,18,000 | ₹3,04,055 | +39.5% |
| Year 10 (28 Sept 2021) | ₹2,42,000 | ₹5,13,845 | +112.3% |
| Year 11 (28 Sept 2022) | ₹2,66,000 | ₹5,27,489 | +98.3% |
| Year 12 (29 Sept 2023) | ₹2,90,000 | ₹6,68,672 | +130.6% |
| Year 13 (30 Sept 2024) | ₹3,14,000 | ₹9,93,095 | +216.3% |
| Year 14 (29 Sept 2025) | ₹3,38,000 | ₹9,75,218 | +188.5% |
| Year 15 (28 Sept 2026) | ₹3,62,000 | ₹9,30,023 | +156.9% |
Best year of the journey: Year 10 (+56.6% market move) · Toughest year: Year 15 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other ELSS Tax Saver funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum ELSS Tax Saver Fund's published NAV (source: AMFI) between 28 Sept 2011 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.