₹10,000 Monthly SIP in SBI Children's Fund - Savings Plan for 3 Years
If you had started a ₹10,000/month SIP on 18 Aug 2023 and never stopped — through every crash and rally — here is exactly what happened, using SBI Children's Fund - Savings Plan's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹4,34,319
18 Aug 2026
Absolute gain
+₹64,319
+17.4%
XIRR (annualised)
10.66%
money-weighted
The journey, month by month
Worst fall on the way
-2.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,12,017
Modelled at historical FD rates. The fund beat FD by ₹22,302.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Aug 2024) | ₹1,30,000 | ₹1,47,071 | +13.1% |
| Year 2 (18 Aug 2025) | ₹2,50,000 | ₹2,77,499 | +11% |
| Year 3 (18 Aug 2026) | ₹3,70,000 | ₹4,34,319 | +17.4% |
Best year of the journey: Year 1 (+13.1% market move) · Toughest year: Year 2 (3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other similar funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI Children's Fund - Savings Plan's published NAV (source: AMFI) between 18 Aug 2023 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.