₹5,000 Monthly SIP in SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) for 5 Years
If you had started a ₹5,000/month SIP on 15 Feb 2022 and never stopped — through every crash and rally — here is exactly what happened, using SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days)'s actual NAV for all 56 installments.
You invested
₹2,80,000
56 installments
Value today
₹3,30,822
25 Sept 2026
Absolute gain
+₹50,822
+18.2%
XIRR (annualised)
7.14%
money-weighted
The journey, month by month
Worst fall on the way
-2.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,26,514
Modelled at historical FD rates. The fund beat FD by ₹4,308.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2022) | ₹40,000 | ₹40,040 | +0.1% |
| Year 2 (25 Sept 2023) | ₹1,00,000 | ₹1,05,467 | +5.5% |
| Year 3 (25 Sept 2024) | ₹1,60,000 | ₹1,77,291 | +10.8% |
| Year 4 (25 Sept 2025) | ₹2,20,000 | ₹2,53,680 | +15.3% |
| Year 5 (25 Sept 2026) | ₹2,80,000 | ₹3,30,822 | +18.2% |
Best year of the journey: Year 3 (+7.1% market move) · Toughest year: Year 1 (0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other similar funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days)'s published NAV (source: AMFI) between 15 Feb 2022 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.