₹2,000 Monthly SIP in SBI Flexicap Fund for 10 Years
If you had started a ₹2,000/month SIP on 3 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using SBI Flexicap Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,25,858
1 Oct 2026
Absolute gain
+₹1,83,858
+76%
XIRR (annualised)
10.96%
money-weighted
The journey, month by month
Worst fall on the way
-34.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,532
Modelled at historical FD rates. The fund beat FD by ₹90,326.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹26,000 | ₹29,072 | +11.8% |
| Year 2 (1 Oct 2018) | ₹50,000 | ₹52,760 | +5.5% |
| Year 3 (1 Oct 2019) | ₹74,000 | ₹83,242 | +12.5% |
| Year 4 (1 Oct 2020) | ₹98,000 | ₹1,05,422 | +7.6% |
| Year 5 (1 Oct 2021) | ₹1,22,000 | ₹2,00,080 | +64% |
| Year 6 (3 Oct 2022) | ₹1,46,000 | ₹2,20,080 | +50.7% |
| Year 7 (3 Oct 2023) | ₹1,70,000 | ₹2,83,865 | +67% |
| Year 8 (1 Oct 2024) | ₹1,94,000 | ₹4,09,974 | +111.3% |
| Year 9 (1 Oct 2025) | ₹2,18,000 | ₹4,19,100 | +92.2% |
| Year 10 (1 Oct 2026) | ₹2,42,000 | ₹4,25,858 | +76% |
Best year of the journey: Year 5 (+54.6% market move) · Toughest year: Year 10 (-3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI Flexicap Fund's published NAV (source: AMFI) between 3 Oct 2016 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.