₹1,000 Monthly SIP in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Retail Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) for 3 Years
If you had started a ₹1,000/month SIP on 28 Jun 2021 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Retail Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW)'s actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹37,034
28 Jun 2024
Absolute gain
+₹34
+0.1%
XIRR (annualised)
0.06%
money-weighted
The journey, month by month
Worst fall on the way
-1.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹40,550
Modelled at historical FD rates. The fund trailed FD by ₹3,516.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jun 2022) | ₹13,000 | ₹12,910 | -0.7% |
| Year 2 (28 Jun 2023) | ₹25,000 | ₹25,001 | +0% |
| Year 3 (28 Jun 2024) | ₹37,000 | ₹37,034 | +0.1% |
Best year of the journey: Year 2 (+0.4% market move) · Toughest year: Year 1 (-0.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Retail Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW)'s published NAV (source: AMFI) between 28 Jun 2021 and 28 Jun 2024; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.