₹2,000 Monthly SIP in Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Retail Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) for 15 Years
If you had started a ₹2,000/month SIP on 29 Jun 2009 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Retail Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW)'s actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹∞
28 Jun 2024
Absolute gain
+₹∞
+Infinity%
XIRR (annualised)
0%
money-weighted
The journey, month by month
Worst fall on the way
0%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,76,045
Modelled at historical FD rates. The fund beat FD by ₹∞.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jun 2010) | ₹26,000 | ₹∞ | +Infinity% |
| Year 2 (28 Jun 2011) | ₹50,000 | ₹∞ | +Infinity% |
| Year 3 (28 Jun 2012) | ₹74,000 | ₹∞ | +Infinity% |
| Year 4 (28 Jun 2013) | ₹98,000 | ₹∞ | +Infinity% |
| Year 5 (30 Jun 2014) | ₹1,22,000 | ₹∞ | +Infinity% |
| Year 6 (29 Jun 2015) | ₹1,46,000 | ₹∞ | +Infinity% |
| Year 7 (28 Jun 2016) | ₹1,70,000 | ₹∞ | +Infinity% |
| Year 8 (28 Jun 2017) | ₹1,94,000 | ₹∞ | +Infinity% |
| Year 9 (28 Jun 2018) | ₹2,18,000 | ₹∞ | +Infinity% |
| Year 10 (28 Jun 2019) | ₹2,42,000 | ₹∞ | +Infinity% |
| Year 11 (29 Jun 2020) | ₹2,66,000 | ₹∞ | +Infinity% |
| Year 12 (28 Jun 2021) | ₹2,90,000 | ₹∞ | +Infinity% |
| Year 13 (28 Jun 2022) | ₹3,14,000 | ₹∞ | +Infinity% |
| Year 14 (28 Jun 2023) | ₹3,38,000 | ₹∞ | +Infinity% |
| Year 15 (28 Jun 2024) | ₹3,62,000 | ₹∞ | +Infinity% |
Best year of the journey: Year 1 (+Infinity% market move) · Toughest year: Year 1 (Infinity%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Banking & PSU funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Retail Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW)'s published NAV (source: AMFI) between 29 Jun 2009 and 28 Jun 2024; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.