₹2,000 Monthly SIP in Sundaram Corporate Bond Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) for 5 Years
If you had started a ₹2,000/month SIP on 27 Apr 2021 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Corporate Bond Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)'s actual NAV for all 61 installments.
You invested
₹1,22,000
61 installments
Value today
₹1,38,997
27 Apr 2026
Absolute gain
+₹16,997
+13.9%
XIRR (annualised)
5.1%
money-weighted
The journey, month by month
Worst fall on the way
-8.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,876
Modelled at historical FD rates. The fund trailed FD by ₹3,879.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Apr 2022) | ₹26,000 | ₹24,353 | -6.3% |
| Year 2 (27 Apr 2023) | ₹50,000 | ₹49,579 | -0.8% |
| Year 3 (29 Apr 2024) | ₹74,000 | ₹76,391 | +3.2% |
| Year 4 (28 Apr 2025) | ₹98,000 | ₹1,04,723 | +6.9% |
| Year 5 (27 Apr 2026) | ₹1,22,000 | ₹1,38,997 | +13.9% |
Best year of the journey: Year 5 (+8% market move) · Toughest year: Year 1 (-6.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Corporate Bond funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Corporate Bond Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)'s published NAV (source: AMFI) between 27 Apr 2021 and 27 Apr 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.