₹1,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 10 Years
If you had started a ₹1,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,53,573
21 Sept 2026
Absolute gain
+₹1,32,573
+109.6%
XIRR (annualised)
14.11%
money-weighted
The journey, month by month
Worst fall on the way
-36.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,448
Modelled at historical FD rates. The fund beat FD by ₹85,125.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹13,000 | ₹14,814 | +14% |
| Year 2 (21 Sept 2018) | ₹25,000 | ₹28,201 | +12.8% |
| Year 3 (23 Sept 2019) | ₹37,000 | ₹42,913 | +16% |
| Year 4 (21 Sept 2020) | ₹49,000 | ₹52,986 | +8.1% |
| Year 5 (21 Sept 2021) | ₹61,000 | ₹1,02,320 | +67.7% |
| Year 6 (21 Sept 2022) | ₹73,000 | ₹1,17,883 | +61.5% |
| Year 7 (21 Sept 2023) | ₹85,000 | ₹1,44,613 | +70.1% |
| Year 8 (23 Sept 2024) | ₹97,000 | ₹2,20,593 | +127.4% |
| Year 9 (22 Sept 2025) | ₹1,09,000 | ₹2,25,781 | +107.1% |
| Year 10 (21 Sept 2026) | ₹1,21,000 | ₹2,53,573 | +109.6% |
Best year of the journey: Year 5 (+57.4% market move) · Toughest year: Year 4 (-3.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.