₹2,000 Monthly SIP in Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Plan for 10 Years
If you had started a ₹2,000/month SIP on 24 Mar 2017 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Plan's actual NAV for all 115 installments.
You invested
₹2,30,000
115 installments
Value today
₹5,42,905
30 Sept 2026
Absolute gain
+₹3,12,905
+136%
XIRR (annualised)
17.16%
money-weighted
The journey, month by month
Worst fall on the way
-38.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,14,361
Modelled at historical FD rates. The fund beat FD by ₹2,28,544.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹16,000 | ₹16,296 | +1.8% |
| Year 2 (1 Oct 2018) | ₹40,000 | ₹32,925 | -17.7% |
| Year 3 (30 Sept 2019) | ₹62,000 | ₹50,421 | -18.7% |
| Year 4 (30 Sept 2020) | ₹86,000 | ₹73,346 | -14.7% |
| Year 5 (30 Sept 2021) | ₹1,10,000 | ₹1,88,767 | +71.6% |
| Year 6 (30 Sept 2022) | ₹1,34,000 | ₹2,35,248 | +75.6% |
| Year 7 (3 Oct 2023) | ₹1,60,000 | ₹3,38,716 | +111.7% |
| Year 8 (30 Sept 2024) | ₹1,82,000 | ₹4,82,060 | +164.9% |
| Year 9 (30 Sept 2025) | ₹2,06,000 | ₹4,79,309 | +132.7% |
| Year 10 (30 Sept 2026) | ₹2,30,000 | ₹5,42,905 | +136% |
Best year of the journey: Year 5 (+93.9% market move) · Toughest year: Year 2 (-18.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other similar funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Plan's published NAV (source: AMFI) between 24 Mar 2017 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.