₹1,000 Monthly SIP in Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Institutional Plan for 3 Years
If you had started a ₹1,000/month SIP on 7 Jan 2022 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Institutional Plan's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹40,155
7 Jan 2025
Absolute gain
+₹3,155
+8.5%
XIRR (annualised)
5.46%
money-weighted
The journey, month by month
Worst fall on the way
-1.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹40,667
Modelled at historical FD rates. The fund trailed FD by ₹512.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Jan 2023) | ₹13,000 | ₹13,165 | +1.3% |
| Year 2 (8 Jan 2024) | ₹25,000 | ₹26,152 | +4.6% |
| Year 3 (7 Jan 2025) | ₹37,000 | ₹40,155 | +8.5% |
Best year of the journey: Year 3 (+5.3% market move) · Toughest year: Year 1 (1.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Medium Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Institutional Plan's published NAV (source: AMFI) between 7 Jan 2022 and 7 Jan 2025; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.