₹25,000 Monthly SIP in Sundaram Overnight Fund Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal (IDCW) for 5 Years
If you had started a ₹25,000/month SIP on 27 Dec 2019 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Overnight Fund Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal (IDCW)'s actual NAV for all 58 installments.
You invested
₹14,50,000
58 installments
Value today
₹14,52,249
13 Sept 2024
Absolute gain
+₹2,249
+0.2%
XIRR (annualised)
0.06%
money-weighted
The journey, month by month
Worst fall on the way
-0.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,63,437
Modelled at historical FD rates. The fund trailed FD by ₹2,11,188.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (13 Sept 2020) | ₹2,50,000 | ₹2,50,478 | +0.2% |
| Year 2 (13 Sept 2021) | ₹5,50,000 | ₹5,51,411 | +0.3% |
| Year 3 (13 Sept 2022) | ₹8,50,000 | ₹8,51,555 | +0.2% |
| Year 4 (13 Sept 2023) | ₹11,50,000 | ₹11,51,987 | +0.2% |
| Year 5 (13 Sept 2024) | ₹14,50,000 | ₹14,52,249 | +0.2% |
Best year of the journey: Year 1 (+0.2% market move) · Toughest year: Year 3 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Overnight funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Overnight Fund Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal (IDCW)'s published NAV (source: AMFI) between 27 Dec 2019 and 13 Sept 2024; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.