₹25,000 Monthly SIP in Sundaram Ultra Short Duration Fund (Formerly Known as Principal Ultra Short Term Fund) Direct Plan for 3 Years
If you had started a ₹25,000/month SIP on 27 Jun 2022 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Ultra Short Duration Fund (Formerly Known as Principal Ultra Short Term Fund) Direct Plan's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹9,87,952
27 Jun 2025
Absolute gain
+₹62,952
+6.8%
XIRR (annualised)
4.25%
money-weighted
The journey, month by month
Worst fall on the way
-1.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,24,216
Modelled at historical FD rates. The fund trailed FD by ₹36,264.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (27 Jun 2023) | ₹3,25,000 | ₹3,34,073 | +2.8% |
| Year 2 (27 Jun 2024) | ₹6,25,000 | ₹6,54,282 | +4.7% |
| Year 3 (27 Jun 2025) | ₹9,25,000 | ₹9,87,952 | +6.8% |
Best year of the journey: Year 3 (+3.5% market move) · Toughest year: Year 1 (2.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Ultra Short Duration funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Ultra Short Duration Fund (Formerly Known as Principal Ultra Short Term Fund) Direct Plan's published NAV (source: AMFI) between 27 Jun 2022 and 27 Jun 2025; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.