₹25,000 Monthly SIP in TATA Balanced Advantage Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option for 3 Years
If you had started a ₹25,000/month SIP on 21 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using TATA Balanced Advantage Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹9,40,457
21 Sept 2026
Absolute gain
+₹15,457
+1.7%
XIRR (annualised)
1.08%
money-weighted
The journey, month by month
Worst fall on the way
-6.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,30,317
Modelled at historical FD rates. The fund trailed FD by ₹89,860.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹3,25,000 | ₹3,64,609 | +12.2% |
| Year 2 (22 Sept 2025) | ₹6,25,000 | ₹6,73,085 | +7.7% |
| Year 3 (21 Sept 2026) | ₹8,75,000 | ₹8,91,470 | +1.9% |
Best year of the journey: Year 1 (+12.2% market move) · Toughest year: Year 3 (-3.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using TATA Balanced Advantage Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option's published NAV (source: AMFI) between 21 Sept 2023 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.