₹5,000 Monthly SIP in Tata Infrastructure Fund for 10 Years
If you had started a ₹5,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Infrastructure Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹14,99,289
4 Sept 2026
Absolute gain
+₹8,94,289
+147.8%
XIRR (annualised)
17.35%
money-weighted
The journey, month by month
Worst fall on the way
-34.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,816
Modelled at historical FD rates. The fund beat FD by ₹6,59,473.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹65,000 | ₹70,869 | +9% |
| Year 2 (4 Sept 2018) | ₹1,25,000 | ₹1,29,616 | +3.7% |
| Year 3 (4 Sept 2019) | ₹1,85,000 | ₹1,76,044 | -4.8% |
| Year 4 (4 Sept 2020) | ₹2,45,000 | ₹2,32,989 | -4.9% |
| Year 5 (6 Sept 2021) | ₹3,05,000 | ₹4,97,205 | +63% |
| Year 6 (5 Sept 2022) | ₹3,65,000 | ₹6,59,411 | +80.7% |
| Year 7 (4 Sept 2023) | ₹4,25,000 | ₹9,02,010 | +112.2% |
| Year 8 (4 Sept 2024) | ₹4,85,000 | ₹14,72,647 | +203.6% |
| Year 9 (4 Sept 2025) | ₹5,45,000 | ₹13,35,560 | +145.1% |
| Year 10 (4 Sept 2026) | ₹6,05,000 | ₹14,99,289 | +147.8% |
Best year of the journey: Year 5 (+69.7% market move) · Toughest year: Year 9 (-12.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Infrastructure Fund's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.