₹5,000 Monthly SIP in Tata Large Cap Fund for 10 Years
If you had started a ₹5,000/month SIP on 2 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Large Cap Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹11,76,299
2 Sept 2026
Absolute gain
+₹5,71,299
+94.4%
XIRR (annualised)
12.83%
money-weighted
The journey, month by month
Worst fall on the way
-36.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,535
Modelled at historical FD rates. The fund beat FD by ₹3,36,764.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹65,000 | ₹72,014 | +10.8% |
| Year 2 (3 Sept 2018) | ₹1,25,000 | ₹1,44,268 | +15.4% |
| Year 3 (3 Sept 2019) | ₹1,85,000 | ₹1,95,507 | +5.7% |
| Year 4 (2 Sept 2020) | ₹2,45,000 | ₹2,64,694 | +8% |
| Year 5 (2 Sept 2021) | ₹3,05,000 | ₹4,87,080 | +59.7% |
| Year 6 (2 Sept 2022) | ₹3,65,000 | ₹5,60,291 | +53.5% |
| Year 7 (4 Sept 2023) | ₹4,25,000 | ₹7,09,959 | +67% |
| Year 8 (2 Sept 2024) | ₹4,85,000 | ₹10,50,237 | +116.5% |
| Year 9 (2 Sept 2025) | ₹5,45,000 | ₹10,73,559 | +97% |
| Year 10 (2 Sept 2026) | ₹6,05,000 | ₹11,76,299 | +94.4% |
Best year of the journey: Year 5 (+50% market move) · Toughest year: Year 3 (-4.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Large Cap Fund's published NAV (source: AMFI) between 2 Sept 2016 and 2 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.