₹25,000 Monthly SIP in Tata Value Fund for 5 Years
If you had started a ₹25,000/month SIP on 1 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Tata Value Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹21,07,261
1 Sept 2026
Absolute gain
+₹5,82,261
+38.2%
XIRR (annualised)
13.08%
money-weighted
The journey, month by month
Worst fall on the way
-14.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,87,193
Modelled at historical FD rates. The fund beat FD by ₹3,20,068.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2022) | ₹3,25,000 | ₹3,43,401 | +5.7% |
| Year 2 (1 Sept 2023) | ₹6,25,000 | ₹7,54,943 | +20.8% |
| Year 3 (2 Sept 2024) | ₹9,25,000 | ₹15,40,670 | +66.6% |
| Year 4 (1 Sept 2025) | ₹12,25,000 | ₹17,02,304 | +39% |
| Year 5 (1 Sept 2026) | ₹15,25,000 | ₹21,07,261 | +38.2% |
Best year of the journey: Year 3 (+46% market move) · Toughest year: Year 4 (-7.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Value Fund's published NAV (source: AMFI) between 1 Sept 2021 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.