₹5,000 Monthly SIP in Taurus Ethical Fund for 3 Years
If you had started a ₹5,000/month SIP on 4 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Taurus Ethical Fund's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹1,98,957
4 Sept 2026
Absolute gain
+₹13,957
+7.5%
XIRR (annualised)
4.88%
money-weighted
The journey, month by month
Worst fall on the way
-10%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,05,514
Modelled at historical FD rates. The fund trailed FD by ₹6,557.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2024) | ₹65,000 | ₹80,623 | +24% |
| Year 2 (4 Sept 2025) | ₹1,25,000 | ₹1,34,412 | +7.5% |
| Year 3 (4 Sept 2026) | ₹1,85,000 | ₹1,98,957 | +7.5% |
Best year of the journey: Year 1 (+24% market move) · Toughest year: Year 2 (-4.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Taurus Ethical Fund's published NAV (source: AMFI) between 4 Sept 2023 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.