₹2,000 Monthly SIP in Templeton India Value Fund for 3 Years
If you had started a ₹2,000/month SIP on 3 Jul 2023 and never stopped — through every crash and rally — here is exactly what happened, using Templeton India Value Fund's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹80,388
3 Jul 2026
Absolute gain
+₹6,388
+8.6%
XIRR (annualised)
5.59%
money-weighted
The journey, month by month
Worst fall on the way
-10.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,175
Modelled at historical FD rates. The fund trailed FD by ₹1,787.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2024) | ₹26,000 | ₹32,718 | +25.8% |
| Year 2 (3 Jul 2025) | ₹50,000 | ₹57,528 | +15.1% |
| Year 3 (3 Jul 2026) | ₹74,000 | ₹80,388 | +8.6% |
Best year of the journey: Year 1 (+25.8% market move) · Toughest year: Year 3 (-1.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Templeton India Value Fund's published NAV (source: AMFI) between 3 Jul 2023 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.