₹10,000 Monthly SIP in Union Liquid Fund - Monthly for 3 Years
If you had started a ₹10,000/month SIP on 6 Aug 2023 and never stopped — through every crash and rally — here is exactly what happened, using Union Liquid Fund - Monthly's actual NAV for all 37 installments.
You invested
₹3,70,000
37 installments
Value today
₹3,70,204
5 Aug 2026
Absolute gain
+₹204
+0.1%
XIRR (annualised)
0.04%
money-weighted
The journey, month by month
Worst fall on the way
-0.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,11,077
Modelled at historical FD rates. The fund trailed FD by ₹40,873.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Aug 2024) | ₹1,30,000 | ₹1,30,087 | +0.1% |
| Year 2 (5 Aug 2025) | ₹2,50,000 | ₹2,50,103 | +0% |
| Year 3 (5 Aug 2026) | ₹3,70,000 | ₹3,70,204 | +0.1% |
Best year of the journey: Year 1 (+0.1% market move) · Toughest year: Year 2 (0%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Liquid Fund - Monthly's published NAV (source: AMFI) between 6 Aug 2023 and 5 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.