₹2,000 Monthly SIP in UTI Balanced Advantage Fund for 3 Years
If you had started a ₹2,000/month SIP on 15 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using UTI Balanced Advantage Fund's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹78,283
15 Sept 2026
Absolute gain
+₹4,283
+5.8%
XIRR (annualised)
3.7%
money-weighted
The journey, month by month
Worst fall on the way
-6.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,368
Modelled at historical FD rates. The fund trailed FD by ₹4,085.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (16 Sept 2024) | ₹26,000 | ₹29,481 | +13.4% |
| Year 2 (15 Sept 2025) | ₹50,000 | ₹55,921 | +11.8% |
| Year 3 (15 Sept 2026) | ₹74,000 | ₹78,283 | +5.8% |
Best year of the journey: Year 1 (+13.4% market move) · Toughest year: Year 3 (-2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using UTI Balanced Advantage Fund's published NAV (source: AMFI) between 15 Sept 2023 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.