Bajaj Finserv Banking and Financial Services Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹10.1950

As of 3 Jul 2026 · AMFI

AUM

₹372.41 Cr

Expense ratio

0.66%

1Y returns

—

cat 8.93%

3Y CAGR

—

cat 14.53%

5Y CAGR

—

cat 14.58%

Std deviation 3Y

—

cat 16.46%

In plain English

Bajaj Finserv Banking and Financial Services Fund is a Sectoral / Thematic scheme from Bajaj Finserv. The portfolio is ~97% in equities. Worst historical drawdown: -16% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF0QA701BZ6

NAV (Direct-Growth)

₹10.1950

Last 1Y

+2.17%

Dec 25Min ₹8.70 · Max ₹10.30 · 142 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026 — ongoing

-15.6%

Peak ₹10.30 on 18 Feb 2026 → trough ₹8.70 on 31 Mar 2026 (1 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.66% — typical for category.
AUM size
₹372 Cr.
Sector concentration
Top 3 sectors = 95.6% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.51%	-0.80%	9/ 28
1M	+7.99%	+7.94%	19/ 28
3M	-2.72%	-2.83%	16/ 24
6M	—	-1.25%	—
YTD	-3.90%	-3.52%	17/ 24
1Y	—	+8.93%	—
2Y	—	+9.70%	—
3Y	—	+14.53%	—
5Y	—	+14.58%	—
7Y	—	+10.18%	—
10Y	—	+13.89%	—

Portfolio composition

Asset allocation

Equity96.60%
Debt0.24%
Cash3.15%

By market cap

Large cap63.07%
Mid cap11.90%
Others25.03%

Concentration

Holdings

Avg market cap

₹2.02 L Cr

Top 10 stocks

70.07%

Top 5 stocks

53.12%

Top 3 sectors

95.62%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—14.67%
2
ICICI Bank Ltd
—13.37%
3
Axis Bank Ltd
—8.99%
4
State Bank of India
—8.30%
5
Kotak Mahindra Bank Ltd
—7.80%
6
The Federal Bank Ltd
—4.24%
7
Manappuram Finance Ltd
—3.65%
8
Shriram Finance Ltd
—3.26%
9
RBL Bank Ltd
—2.91%
10
Go Digit General Insurance Ltd
—2.89%
11
Niva Bupa Health Insurance Co Ltd
—2.48%
12
Jio Financial Services Ltd
—2.41%
13
Bajaj Finserv Ltd
—2.19%
14
ICRA Ltd
—2.01%
15
Net Receivables / (Payables)
—1.92%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio18.5716.73+1.84
P/B ratio2.022.12-0.10
Price / Sales3.703.47+0.23
Price / Cash Flow—0.00—
Dividend yield0.93%1.04%-0.11
Return on equity (ROE)—13.74%—

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
———20.8116.4617.03
Sharpe ratio
Risk-adjusted return — higher is better.
———-0.140.380.37
Sortino ratio
Like Sharpe but only counts downside volatility.
———-0.140.550.58
Beta
1 = moves with the market. <1 = less volatile.
———1.070.980.98

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray