ICICI Prudential Banking and Financial Services Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹151.7700

As of 3 Jul 2026 · AMFI

AUM

₹10.6K Cr

Expense ratio

0.87%

1Y returns

-1.94%

cat 4.44%

3Y CAGR

+11.58%

cat 13.50%

5Y CAGR

+11.57%

cat 13.41%

Std deviation 3Y

+14.51%

cat 17.08%

In plain English

ICICI Prudential Banking and Financial Services Fund is a Sectoral / Thematic scheme from ICICI Prudential. The portfolio is ~95% in equities with 5% kept in cash and short-term debt. Long-run track record: about 11.6% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -48% in Mar 2020, recovered in 11 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF109K013J1

NAV (Direct-Growth)

₹151.7700

Last 1Y

-0.28%

Jul 25Min ₹132.07 · Max ₹159.15 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-47.8%

Peak ₹76.45 on 16 Jan 2020 → trough ₹39.94 on 24 Mar 2020 (2 months down).

Recovered in 11 months· 2 Feb 2021

Aug 2013

-29.2%

Peak ₹23.54 on 15 Jan 2013 → trough ₹16.67 on 28 Aug 2013 (8 months down).

Recovered in 7 months· 27 Mar 2014

Feb 2016

-27.6%

Peak ₹40.84 on 27 Jan 2015 → trough ₹29.56 on 25 Feb 2016 (13 months down).

Recovered in 4 months· 30 Jun 2016

Jun 2022

-20.3%

Peak ₹99.80 on 26 Oct 2021 → trough ₹79.57 on 20 Jun 2022 (8 months down).

Recovered in 5 months· 28 Nov 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.87% — typical for category.
AUM size
₹10.6K Cr.
Sector concentration
Top 3 sectors = 95.0% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.02%	-0.80%	21/ 28
1M	+7.50%	+7.94%	23/ 28
3M	-3.92%	-2.83%	24/ 24
6M	-3.94%	-0.84%	24/ 24
YTD	-3.77%	-0.60%	24/ 24
1Y	-1.94%	+4.44%	22/ 22
2Y	+9.77%	+9.70%	17/ 20
3Y	+11.58%	+13.50%	14/ 16
5Y	+11.57%	+13.41%	13/ 13
7Y	+11.09%	+10.18%	9/ 11
10Y	+15.04%	+13.89%	6/ 11

Portfolio composition

Asset allocation

Equity94.97%
Cash5.03%

By market cap

Large cap60.30%
Mid cap12.95%
Small cap12.77%
Others13.98%

Concentration

Holdings

Avg market cap

₹1.80 L Cr

Top 10 stocks

64.05%

Top 5 stocks

48.13%

Top 3 sectors

94.97%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—15.77%
2
ICICI Bank Ltd
—14.28%
1
HDFC Bank Ltd
—13.32%
2
ICICI Bank Ltd
—12.95%
3
Axis Bank Ltd
—9.32%
3
Axis Bank Ltd
—8.76%
4
Kotak Mahindra Bank Ltd
—7.22%
4
Kotak Mahindra Bank Ltd
—6.02%
5
State Bank of India
—5.88%
5
SBI Life Insurance Co Ltd
—5.10%
6
State Bank of India
—4.58%
6
SBI Life Insurance Co Ltd
—3.78%
7
Treps
—3.65%
7
LIC Housing Finance Ltd
—3.60%
8
LIC Housing Finance Ltd
—3.41%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio15.9718.31-2.34
P/B ratio1.972.26-0.29
Price / Sales3.283.94-0.66
Price / Cash Flow—0.00—
Dividend yield1.00%0.94%+0.06
Return on equity (ROE)13.89%15.70%-1.81

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
11.2514.5114.6522.8417.0817.14
Sharpe ratio
Risk-adjusted return — higher is better.
-0.320.380.420.010.420.45
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.400.540.620.020.630.70
Beta
1 = moves with the market. <1 = less volatile.
0.930.900.871.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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