Tata Digital India Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹44.1301

As of 1 Jul 2026 · AMFI

AUM

₹9.7K Cr

Expense ratio

0.50%

1Y returns

-20.09%

cat -21.78%

3Y CAGR

+5.87%

cat 0.36%

5Y CAGR

+6.17%

cat 0.31%

Std deviation 3Y

+19.97%

cat 20.87%

In plain English

Tata Digital India Fund is a Sectoral / Thematic scheme from Tata. The portfolio is ~91% in equities with 9% kept in cash and short-term debt. Long-run track record: about 6.2% CAGR over 5 years. Volatility is high — expect 30 %+ paper losses during major corrections. Worst historical drawdown: -33% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹44.1301

Last 1Y

-22.09%

Jul 25Min ₹43.87 · Max ₹58.90 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026 — ongoing

-33.3%

Peak ₹65.75 on 13 Dec 2024 → trough ₹43.87 on 31 Mar 2026 (16 months down).

Not yet recovered

Mar 2020

-31.7%

Peak ₹17.39 on 19 Feb 2020 → trough ₹11.88 on 23 Mar 2020 (1 months down).

Recovered in 4 months· 16 Jul 2020

Jun 2022

-29.1%

Peak ₹45.79 on 4 Jan 2022 → trough ₹32.45 on 17 Jun 2022 (5 months down).

Recovered in 18 months· 15 Dec 2023

Nov 2016

-18.7%

Peak ₹10.71 on 18 Apr 2016 → trough ₹8.71 on 21 Nov 2016 (7 months down).

Recovered in 12 months· 8 Nov 2017

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.50% — well below typical 1% for equity.
AUM size
₹9.7K Cr.
Sector concentration
Top 3 sectors = 82.0% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-4.60%	-4.53%	11/ 16
1M	+2.50%	+3.09%	10/ 16
3M	-18.12%	-16.80%	13/ 15
6M	-21.19%	-22.38%	10/ 15
YTD	-20.56%	-21.97%	10/ 15
1Y	-20.09%	-21.78%	11/ 15
2Y	-2.25%	-0.49%	8/ 10
3Y	+5.87%	+0.36%	4/ 6
5Y	+6.17%	+0.31%	3/ 5
7Y	+15.84%	+15.12%	5/ 5
10Y	+15.80%	+14.90%	3/ 5

Portfolio composition

Asset allocation

Equity90.93%
Cash9.07%

By market cap

Large cap58.33%
Mid cap15.97%
Small cap18.37%
Others7.33%

Concentration

Holdings

Avg market cap

₹1.48 L Cr

Top 10 stocks

65.69%

Top 5 stocks

49.25%

Top 3 sectors

82.00%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Infosys Ltd
—19.58%
1
Infosys Ltd
—17.62%
2
Tata Consultancy Services Ltd
—12.80%
2
Tata Consultancy Services Ltd
—12.54%
3
Tech Mahindra Ltd
—9.29%
3
Tech Mahindra Ltd
—9.15%
4
Wipro Ltd
—6.66%
4
Eternal Ltd
—5.20%
5
Eternal Ltd
—5.05%
5
Cash / Net Current Asset
—4.66%
6
Bharti Airtel Ltd
—4.61%
6
Cash / Net Current Asset
—4.60%
7
Bharti Airtel Ltd
—4.57%
8
HCL Technologies Ltd
—4.50%
7
Wipro Ltd
—4.43%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.3427.78-4.44
P/B ratio5.015.25-0.24
Price / Sales2.643.28-0.64
Price / Cash Flow16.7617.74-0.98
Dividend yield4.11%2.12%+1.99
Return on equity (ROE)22.95%19.90%+3.05

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
18.5219.9719.6922.5420.8720.58
Sharpe ratio
Risk-adjusted return — higher is better.
-1.380.030.09-1.23-0.07-0.04
Sortino ratio
Like Sharpe but only counts downside volatility.
-1.410.040.12-1.28-0.08-0.04
Beta
1 = moves with the market. <1 = less volatile.
0.770.840.840.760.870.89

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthTata Digital India Fund-Direct Plan-GrowthINF277K01Z77
RegularGrowthTata Digital India Fund-Regular Plan-GrowthINF277K01Z44

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