NAV · Direct-Growth
As of 18 Aug 2026 · AMFI
Returns
Mixed vs category
2 of 3 periods ahead
Cost
Average
0.59% vs NaN% peers
Volatility
Below average
13.7% vs 15.5% cat (3Y)
Consistency
Strong
positive in 10 of 12 years
Beats its ELSS Tax Saver category on 1Y & 5Y but trails on 3Y — and has been steadier than peers.
1Y return
+4.3%
+0.9 vs cat
3Y CAGR
+11.6%
-2.1 vs cat
5Y CAGR
+13.0%
+0.4 vs cat
AUM
₹6.8K Cr
fund size
Expense
0.59%
direct plan
Volatility 3Y
13.7%
▼ vs 15.5%
Go deeper on Bandhan ELSS Tax Saver Fund
Two data-only views, computed from this fund's real NAV history — no projections.
In plain English
BANDHAN ELSS Tax Saver Fund is a ELSS Tax Saver scheme from Bandhan. The portfolio is ~94% in equities with 6% kept in cash and short-term debt. Long-run track record: about 13.0% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -43% in Mar 2020, recovered in 8 months. Mandatory 3-year lock-in. Wrong fit if you need access sooner.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF194K01Y29
NAV (Direct-Growth)
₹180.9980
Last 1Y
+4.28%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2020
-42.6%Peak ₹64.93 on 15 Jan 2018 → trough ₹37.27 on 23 Mar 2020 (27 months down).
Feb 2016
-22.3%Peak ₹43.09 on 5 Aug 2015 → trough ₹33.47 on 29 Feb 2016 (7 months down).
Jun 2022
-18.4%Peak ₹114.00 on 17 Jan 2022 → trough ₹93.08 on 20 Jun 2022 (5 months down).
Mar 2025 — ongoing
-17.7%Peak ₹185.24 on 26 Sept 2024 → trough ₹152.46 on 4 Mar 2025 (5 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
5 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.59% — well below typical 1% for equity.
AUM size
₹6.8K Cr.
Sector concentration
Top 3 sectors = 52.8% — diversified across sectors.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity93.63%
- Cash6.37%
By market cap
- Large cap67.76%
- Mid cap13.10%
- Small cap13.19%
- Others5.95%
Concentration
Holdings
64
Avg market cap
₹2.21 L Cr
Top 10 stocks
41.57%
Top 5 stocks
27.76%
Top 3 sectors
52.75%
Top holdings
Top 15 positions by weight, latest disclosure.
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
Peers in ELSS Tax Saver
Other schemes in the same SEBI category, ranked by AUM.
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
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