NAV · Direct-Growth
As of 18 Aug 2026 · AMFI
Cost
Average
1.13% vs NaN% peers
1Y return
—
3Y CAGR
—
5Y CAGR
—
AUM
₹251.13 Cr
fund size
Expense
1.13%
direct plan
Volatility 3Y
—
3Y std dev
In plain English
Bank of India Banking & Financial Services Fund is a Sectoral / Thematic scheme from Bank of India. The portfolio is ~89% in equities with 11% kept in cash and short-term debt. Worst historical drawdown: -14% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF761K01HE4
NAV (Direct-Growth)
₹9.8500
Last 1Y
-1.60%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2026 — ongoing
-14.3%Peak ₹10.28 on 26 Feb 2026 → trough ₹8.81 on 30 Mar 2026 (1 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
3 / 5
Watch a few items. Read the signal detail before investing.
Expense ratio
1.13% — above the typical 1% for equity.
AUM size
₹251 Cr.
Sector concentration
Top 3 sectors = 88.7% — heavy concentration risk.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity88.67%
- Cash11.33%
By market cap
- Large cap63.59%
- Mid cap16.65%
- Others19.76%
Concentration
Holdings
31
Avg market cap
₹2.20 L Cr
Top 10 stocks
58.98%
Top 5 stocks
42.02%
Top 3 sectors
88.67%
Top holdings
Top 15 positions by weight, latest disclosure.
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
Peers in Sectoral / Thematic
Other schemes in the same SEBI category, ranked by AUM.
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
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