HDFC Consumption Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹14.0500

As of 1 Jul 2026 · AMFI

AUM

₹980.42 Cr

Expense ratio

1.14%

1Y returns

-1.20%

cat -2.03%

3Y CAGR

—

cat 10.83%

5Y CAGR

—

cat 12.81%

Std deviation 3Y

—

cat 16.27%

In plain English

HDFC Consumption Fund is a Sectoral / Thematic scheme from HDFC. The portfolio is ~99% in equities. Worst historical drawdown: -23% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹14.0500

Last 1Y

-2.37%

Jul 25Min ₹12.33 · Max ₹15.33 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026 — ongoing

-23.5%

Peak ₹16.11 on 23 Sept 2024 → trough ₹12.33 on 31 Mar 2026 (18 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
1.14% — above the typical 1% for equity.
AUM size
₹980 Cr.
Sector concentration
Top 3 sectors = 84.4% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+1.59%	+0.57%	3/ 26
1M	+9.99%	+8.97%	8/ 26
3M	+0.25%	+1.13%	19/ 25
6M	-3.08%	-3.11%	15/ 25
YTD	-2.73%	-3.43%	14/ 25
1Y	-1.20%	-2.03%	13/ 21
2Y	+4.61%	+4.32%	7/ 15
3Y	—	+10.83%	—
5Y	—	+12.81%	—
7Y	—	+12.34%	—
10Y	—	+14.32%	—

Portfolio composition

Asset allocation

Equity99.08%
Cash0.92%

By market cap

Large cap65.95%
Mid cap13.29%
Small cap19.16%
Others1.60%

Concentration

Holdings

Avg market cap

₹1.13 L Cr

Top 10 stocks

51.98%

Top 5 stocks

33.95%

Top 3 sectors

84.43%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Eternal Ltd
—9.55%
1
Eternal Ltd
—9.35%
2
Hindustan Unilever Ltd
—8.78%
2
Hindustan Unilever Ltd
—8.24%
3
Mahindra & Mahindra Ltd
—6.40%
3
United Spirits Ltd
—5.75%
4
Bharti Airtel Ltd
—5.75%
5
Vishal Mega Mart Ltd
—5.51%
4
Bharti Airtel Ltd
—5.28%
5
Vishal Mega Mart Ltd
—4.68%
6
Godrej Consumer Products Ltd
—4.66%
6
Godrej Consumer Products Ltd
—4.36%
7
Titan Co Ltd
—4.10%
8
Mahindra & Mahindra Ltd
—3.91%
7
United Spirits Ltd
—3.89%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio38.7939.03-0.24
P/B ratio7.096.56+0.53
Price / Sales4.083.63+0.45
Price / Cash Flow25.9424.25+1.69
Dividend yield0.97%0.95%+0.02
Return on equity (ROE)20.99%20.04%+0.95

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
13.38——18.1316.2714.90
Sharpe ratio
Risk-adjusted return — higher is better.
-0.51——-0.420.300.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.69——-0.550.420.74
Beta
1 = moves with the market. <1 = less volatile.
0.89——0.950.970.91

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthHDFC Consumption Fund - Growth Option - Direct PlanINF179KC1GO3
DirectIDCW ReinvestmentHDFC Consumption Fund - IDCW Option - Direct PlanINF179KC1GP0
RegularGrowthHDFC Consumption Fund - Growth OptionINF179KC1GR6
RegularIDCW ReinvestmentHDFC Consumption Fund - IDCW OptionINF179KC1GS4

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