NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND

ELSS Tax SaverEquity SEBI-regulated

NAV (Direct-Growth)

₹14.7379

As of 3 Jul 2026 · AMFI

AUM

₹152.32 Cr

Expense ratio

0.20%

1Y returns

-4.17%

cat -1.72%

3Y CAGR

+8.99%

cat 12.95%

5Y CAGR

—

cat 12.58%

Std deviation 3Y

+13.70%

cat 15.47%

In plain English

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND is a ELSS Tax Saver scheme from Navi. The portfolio is ~100% in equities. 3-year CAGR: about 9.0%. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -15% in Mar 2025, recovered in 8 months. Mandatory 3-year lock-in. Wrong fit if you need access sooner.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF959L01GR6

NAV (Direct-Growth)

₹14.7379

Last 1Y

-3.57%

Jul 25Min ₹13.50 · Max ₹15.90 · 202 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025

-15.5%

Peak ₹15.66 on 26 Sept 2024 → trough ₹13.23 on 4 Mar 2025 (5 months down).

Recovered in 8 months· 27 Oct 2025

Mar 2026 — ongoing

-15.1%

Peak ₹15.90 on 2 Jan 2026 → trough ₹13.50 on 31 Mar 2026 (3 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.20% — well below typical 1% for equity.
AUM size
₹152 Cr.
Sector concentration
Top 3 sectors = 57.5% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.10%	-1.21%	49/ 55
1M	+5.58%	+6.78%	49/ 55
3M	-4.27%	-0.40%	50/ 55
6M	-7.73%	-2.61%	54/ 54
YTD	-7.02%	-2.27%	52/ 54
1Y	-4.17%	-1.72%	46/ 54
2Y	+4.65%	+4.55%	39/ 54
3Y	+8.99%	+12.95%	50/ 52
5Y	—	+12.58%	—
7Y	—	+12.47%	—
10Y	—	+14.00%	—

Portfolio composition

Asset allocation

Equity99.90%
Cash0.10%

By market cap

Large cap99.90%
Others0.10%

Concentration

Holdings

Avg market cap

₹5.01 L Cr

Top 10 stocks

53.73%

Top 5 stocks

37.30%

Top 3 sectors

57.53%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—10.94%
1
HDFC Bank Ltd
—10.74%
2
Reliance Industries Ltd
—8.87%
2
Reliance Industries Ltd
—8.79%
3
ICICI Bank Ltd
—8.42%
3
ICICI Bank Ltd
—8.21%
4
Bharti Airtel Ltd
—5.35%
4
Bharti Airtel Ltd
—5.27%
5
Larsen & Toubro Ltd
—4.29%
5
Infosys Ltd
—4.28%
6
State Bank of India
—4.03%
6
Larsen & Toubro Ltd
—4.02%
7
State Bank of India
—3.97%
7
Infosys Ltd
—3.77%
8
Axis Bank Ltd
—3.31%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio21.1124.09-2.98
P/B ratio2.813.29-0.48
Price / Sales2.752.96-0.21
Price / Cash Flow14.1818.13-3.95
Dividend yield1.72%1.23%+0.49
Return on equity (ROE)17.56%16.61%+0.95

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
11.9013.70—17.2615.4714.47
Sharpe ratio
Risk-adjusted return — higher is better.
-0.630.21—-0.400.450.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.770.29—-0.500.670.75
Beta
1 = moves with the market. <1 = less volatile.
0.890.87—0.960.960.94

Peers in ELSS Tax Saver

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray